About Us

We are a very Seasoned, Experienced and Professional Agency committed to providing you with the BEST personal service & attention you deserve.

We don’t sell health Insurance Plans; we make Long-Lasting Relationships with our clients. We have been established as business for over 16 years, and we will be here for many more.

Our Health Mission

Our experienced medical professionals put your healing needs first. We are proud to provide a high quality level of customer service, medical experience, and commitment to health and wellness to all our patients. Our goal is to make you feel better as quickly as possible.

The Personal Service & Attention You Deserve!

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What is Medicare Advantage?

Medicare Advantage:

Is a type of health insurance that provides coverage within Part C of Medicare in the United States.

Medicare Advantage plans pay for managed health care based on a monthly fee per enrollee (capitation), rather than on the basis of billing for each medical service provided (fee-for-service, FFS) for unmanaged healthcare services. Most such plans are health maintenance organizations (HMOs) or preferred provider organizations (PPOs).

Medicare Advantage Finance:

Medicare Advantage plans finance at a minimum the same medical services as “Original Medicare” Parts A and B Medicare finance via fee-for-service.

Part C plans, including Medicare Advantage plans, also typically finance additional services, including additional health services, and most importantly include an annual out of pocket (OOP) spend limit not included in Parts A and B.

A Medicare Advantage beneficiary must first sign up for both Part A and Part B of Medicare.

Experience and Professionalism

With years of experience, our medical team will assess you and create a custom recovery plan that’s right for you. We understand the importance of educating you on the most effective ways to take care of your body, so that you can heal quickly.

Physicians Who Care

Not only will our doctors treat your existing conditions, we also work to prevent pain and illness from occurring. We strive to help you improve your quality of life, achieve your wellness goals, and heal your body to live your best life possible.

A Team of Experts That Will Take Care of You!

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Medicare Supplement

Medicare Supplement Insurance Plans

Medicare Advantage Plans

Doctors & Hospitals

You can select your doctors & hospitals as long as they accept Medicare patients.

You may be required to use doctors & hospitals in the plan network.

Referrals

You can see specialists without referrals.

You may need referrals & may be required to use network specialists.

Network

No network restrictions. Coverage goes with you across the United States.

You may have network restrictions. Emergency care is covered for travel within the United States & sometimes abroad.

Enrolling

You can apply to buy a Medicare supplement insurance plan any time after you turn 65 & join Medicare Part B.

Generally, there are specifics periods during the year when you can enroll or switch to another Medicare Advantage Plan.

Costs

You pay a monthly plan premium in addition to your Part B premium. When you use your services, your out-of-pockets costs are limited.

Generally, you pay a low or $0 monthly plan premium in addition to your Part B premium. When you use services, you pay co-pays, co-insurance & deductibles.

Prescription Drug Coverage

Prescription drug coverage is not included. Consider also purchasing a Medicare Part D plan.

Prescription drug coverage is included with most plans.

Original Medicare

Part A

Hospital

Part B

Medical

Add to Original Medicare Coverage by choosing one of these options:

Option 1:

You can add one more of these plans to the Original Medicare:

Prescription Drug Plans

Medigap or Cost Plans

Part C

  • Covers Prescription Drugs
  • Must have Medicare A OR B to enroll
  • Offered by private companies
  • Helps pay for deductibles, copays & other costs Medicare doesn't pay
  • Must have Medicare A AND B to enroll
  • Offered by private companies

Option 2:

Medicare Advantage Plans

Part D

  • Joins Medicare Parts A & B
  • Must include drug coverage (Part D)
  • Usually have lower deductibles & copays than Medicare
  • Often include adicional benefits
  • Must have Medicare A AND B to enroll
  • Offered by private companies

Medicare Advantage Continue

Medicare Part A

Inpatient Hospital Benefits

  • Covers up to 150 days in the hospital
  • You pay $1,316 deductible & a daily copay starting on day 61

Medicare Part B

Outpatient Medical Benefits

  • Covers 80% of outpatient services, including diagnostic imaging, surgery, radiation, chemotherapy & other injectable drugs
  • You pay $183 deductible & the other 20%

Medicare Part D

Outpatient Drug Benefits

  • Covers retail prescription drugs that you fill at a local pharmacy or through mail order
  • You pay copays for your medication
  • Catastrophic coverage at 95% after $4,950

Let us Assist You on Your Health!

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Services

  • Assistance With your Medicare Part C (Medicare Advantage)
  • Assistance With Applying to Medicare Part B via Social Security Administration
  • Assistance With Applying to MediCal
  • Assistance With Switching Plans
  • Guidance & General Orientation

Get in Touch

Please contact us directly with any questions, comments, or scheduling inquiries you may have.

Available from:

Monday to Friday from 8:00 to 20:00
Saturday & Sunday from 8:00 to 18:00

Address 1323 N. Broadway St. 2nd Floor, Santa Ana, CA 92706

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